Features |
Nationwide |
Progressive |
Market Focus |
Comprehensive offerings, including life, home, auto, business, retirement, and pet insurance. |
Primarily auto insurance but also offers home, renters, and life insurance. |
Pricing |
Moderate to competitive. Discounts for bundling and long-term policyholders. |
Competitive rates, with discounts for safe drivers, bundling, and usage-based programs. |
Special Programs |
Vanishing Deductible for safe drivers.
- On Your Side Review for personalized coverage adjustments. |
Snapshot use-based program for customized premiums.
- Name Your Price tool to set budget-friendly coverage. |
Mobile App |
Offers basic policy management, claims, and roadside assistance. |
Highly rated app with features like claims tracking, roadside assistance, and Snapshot integration. |
Customer Support |
Known for strong customer service and availability of local agents. |
Offers 24/7 support and extensive online resources but fewer local agents. |
Financial Strength |
Strong financial stability and reliability. (A+ AM Best rating) |
Strong financial ratings and ability to pay claims. (A+ AM Best rating) |
Claim Processing |
Generally praised for ease of claims and quick settlements. |
Efficient claims process, especially through the app, but mixed reviews on claim satisfaction. |
Discounts |
Multi-policy discount.
- Good student discount.
- Accident-free discount. |
Multi-car discount.
- Pay-in-full discount.
- Safe driving and Snapshot discounts. |
Coverage Areas |
Nationwide coverage across the U.S. |
Nationwide coverage across the U.S. |
Unique Selling Point |
Strong emphasis on personalized customer service and policy customization. |
Tech-forward approach with innovative tools for cost control and customization. |